Introducing Engine by Starling
Rapidly launch new financial products
Create digital banking experiences that your customers love, on our platform
Lending
Flexible lending products
With our cloud lending solutions, rapidly configure loan offerings specific to your customer’s needs.
Design your loans
Structured repayments, overpayments, fees, & variable, fixed or pegged ratesConfigurable origination
questionnaires to be completed by customers or employeesAutomated decisioning
Configurable rules for auto-decisioning and APIs for partner rules enginesIn-life servicing
Term changes, interest rate changes, automatic repayment restructuring
Account onboarding
Digital, self-service onboarding
Open accounts and risk assess customers in minutes, with paperless, self-service onboarding.
Person & company verification
Digitally onboard people and companies, include complex ownerships, with a configurable Q&A flowEasy integration
APIs to integrate with internal and external data sources such as business databases and credit bureausRisk assessment
Define your risk rules to assess people and businesses at onboardingDocument & evidence capture
Capture and store identity documents and nature of business evidence
Deposit & everyday accounts
Feature rich banking
Engine’s personal banking platform is full of features to delight your customers, increasing acquisition and your deposit book.
- 20+ currencies
- Family access to cards & pots
- Sub-accounts & pots
- Mobile wallets
- Automated overdrafts
- Instant notifications
- Instant card freeze & extra controls
- Open banking integrations
Business transaction account
Award-winning business accounts
Engine offers the most feature-rich business account features on the market, all managed on a single platform.
- Complex ownership structures
- Business spending categories
- Expense card and app
- Receipt capture
- Real-time accounting integrations
- Bulk payments
- Permissions for delegated users
- Merchant acquiring integrations
