Banking products

Financial products, built better.

Launch new digital banking products, filled with features that delight customers

An Australian dollar account balance
List of options to view or control a user's card account
Account card details showing card number, expiry date, CVV number and name on card
A car loan showing outstanding balance and interest
Bar chart showing a user's monthly spend
A Saving Space for a tax bill

Engine by Starling

Digital banking as it could be

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For personal and business products
Engine provides the core platform needed to build, launch and maintain digital banking products for personal and business customers.

Everything’s designed so you can provide convenience for customers with cost-efficiency for your operation. And the best part? Our expert team can help you launch products in months, not years.

Banking products

Explore our products

Discover just some of the features and capabilities you can access, when you launch a new personal or business banking product on Engine.

Extraordinary current accounts

Transaction accounts

Engine powers Starling, voted Britain’s Best Current Account in 2023. So if you’re looking to launch a personal or business transaction account in any currency, filled to the brim with life-and-work-enhancing features, Engine’s a good place to start.

  • Everything’s here. All the functionality you’d expect from the platform that powers Starling’s award-winning accounts.
  • Innovative features. Go above and beyond ordinary banking experiences, with features like spending insights, saving spaces, and real-time notifications.
  • Full control. Self-serve features so customers can order, activate, freeze and cancel debit cards, and onboard to new products, all without agent intervention.
  • Better for business. Business customers get all of the above, with the extra features they need – like employee permissions, card controls, and delegated expense cards.
  • Digital onboarding. Open accounts and risk assess customers and businesses in minutes, with paperless self-service onboarding.
Screenshot of the Spending insights in Engine

Digital-first, human always

Banking has never been better.

  • Create a full range of best-in-class financial products for retail and business banking customers
  • Give your customers everything they need in one place, from spending insights to savings to customer service support
  • Be currency agnostic and make the most of different currencies supported by the Engine platform, take your pick - we’ve got 27 so far.
  • Benefit from continuous innovation in the Engine platform, so you can roll out new features to delight your customers
Spending summary page on a mobile app
Bank notifications on a mobile lock screen
Saving spaces on a mobile app

Engine by Starling

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abstract image of Engine logo in blue

Meet the team behind Engine

There’s a clear advantage to what Engine customers get when they work with us: access to the people that have actively shaped the platform that powers Starling, one of the most successful digital banks in the UK.

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Launching a product, starting a new business or replatforming?

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